#Equifax lift freeze by phone how to#
#Equifax lift freeze by phone license#
#Equifax lift freeze by phone download#

If you choose to call Equifax to have your freeze lifted, you’ll have to answer some questions to prove your identity and have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report.

If you unfreeze your credit online, you’ll need to sign in to your myEquifax account.

However, what’s required to unfreeze your credit varies depending on which method you use: This can also be done online, by phone or via the mail.

#Equifax lift freeze by phone license#

A copy of your driver’s license or state identification card OR a copy of your rental lease agreement/house deed OR a copy of your pay stub with address OR a copy of a utility bill (gas, electric, water, cable, residential telephone bill)Īs mentioned earlier, if you need to apply for credit after you place a freeze on your file, you’ll need to lift the freeze.A copy of your Social Security card OR a copy of a pay stub with Social Security number OR a copy of a W2 or 1099 form.

#Equifax lift freeze by phone download#

You’ll need to download this form and send it to:Īlong with the form, you’ll need to provide the following documents: You can also freeze your credit by mail, but it’s going to involve a little more work.

#Equifax lift freeze by phone how to#

How to Freeze Your Credit With Equifax by Mail You’ll have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. The information you’ll be asked to provide will mirror the information listed above for the online process. The process of freezing your credit by phone is very similar to the process online. How to Freeze Your Credit With Equifax via the Phone Note that you may need to lift the freeze if you are applying for credit in the future.

Once you have proven your identity, you will have created a myEquifax account, which you can log in to if you ever need to lift the freeze either temporarily or permanently. This is all to ensure that you are actually the one requesting the freeze. You will also likely be asked some questions about prior places of residence and credit accounts you may have or have had in the past. You will need to give Equifax some information in order to prove your identity. In order to freeze your credit with Equifax online, you’ll need to head here: How to Freeze Your Credit With Equifax Online Onlineįreezing online is by far the easiest method, so we’ll start with that one. 3 Ways to Place a Freeze on Your Credit With EquifaxĪll three major credit bureaus, Equifax included, allow you to freeze your credit online, by phone or by regular mail. You’ll also want to be sure to put freezes in place with Experian and TransUnion, which you can learn how to do here and here.

In this article, we’ll show you how to place a security freeze on your credit with Equifax. Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect yourself against identity theft and stop criminals from opening lines of credit in your name, according to money expert Clark Howard.